Credit consolidation loan -Search our sites and then consolidate loans
By merging your private loans into one, you can lower your interest costs and thus lower your monthly costs. You can also adjust the repayment period to your needs.
Collecting several loans into one also means that you get a better overview of your finances and thus easier to make a budget.
Search our sites then consolidate loans
You access the online form for a consolidation loan on our website https://consolidationnow.com/ and fill in your information. If you need help, you can reach our certified advisors online or by phone.
This way you can make your decision in peace and quiet.
How much do I save on collecting my loans?
It depends on your circumstances. But for private loans it can be possible to bring down the interest rate to 2.90%. (Mortgages down to 1.09%.)
In a calculation example from our website we have a single person with $ 25,000 in pre-tax salary and $ 200,000 in three different private loans with repayment period of 1-5 years. This gives a cost (interest and amortization) of $ 4,865 / month. If these loans can be replaced by a combined loan with a 10-year installment period and 4% in interest, the monthly cost will be $ 2,025. Thus, $ 2,831 less per month.
Can anyone collect their loans?
At Wenny Bazuk the following applies:
- You are at least 18 years old.
- You have been registered and written in Sweden for at least 1 year.
- You have been debt free from the Crown Magistrate for the past 6 months.
- You have an annual income of at least $ 110,000.
It is always positive to have a co-applicant on private loans to get better terms.
How much can loans I collect?
At Wenny Bazuk you can apply to collect private loans between $ 10,000 and 600,000. One rule of thumb is that you should not apply for a loan that is larger than your annual income.
When do I have the money in my account?
It depends on which bank you choose and how quickly you sign the loan documents. Normally you can expect 2-5 working days after the contract is submitted. At many banks, signing is done electronically with BankID, which makes handling faster, several of Wenny Bazuk’s banks have direct payments.
Does it cost anything?
Wenny Bazuk’s services are free for our customers. This is possible because Wenny Bazuk receives compensation from the banks they cooperate with when they supply the bank with a new customer. The service thus serves as a free service financed by the participating banks’ advertising and marketing budget. This way you can avoid hidden costs and fees.
Can I collect my loans even if I have payment notes?
Some of the banks and lending institutions we work with can lend money even if you have payment notes. Then special rules apply:
- You are between 20 and 60 years.
- You are a permanent employee and have an income over $ 15,000 a month.
- You have not received any new payment notes in the past six months.
Are there any other benefits to turning to Wenny Bazuk?
If you want to compare loans with us, only one credit report is needed. This is important, because many credit reports can have a negative impact on your credit rating for a short period of time. So with us you can compare loans from many different banks and credit institutions and still have good credit rating.
Wenny Bazuk is under the active supervision of the Swedish Financial Supervisory Authority and our advisers are SwedSec licensed. This gives you, as a customer, the security of working with a serious partner.